http://www.virginiahardmoney.com Mortgage Advice for Difficult Situations Thu, 09 Apr 2009 13:28:03 +0000 http://backend.userland.com/rss092 en http://www.virginiahardmoney.com/?p=41 Will my mortgage be sold and why? When you refinance or secure purchase mortgage financing on your new home chances are it will be sold to different mortgage companies over time. When the holder of your mortgage changes, so will the mailing address for your payments. Lenders are required to notify ... http://www.virginiahardmoney.com/?p=18 Why do I apply once & get 15 calls? Why do I apply once & get 15 calls? - This can be part of a recent problem with the credit bureaus selling their information upon an inquiry, its called a TRIGGER LEAD...If a mortgage company pulls your file, your info may ... http://www.virginiahardmoney.com/?p=17 Subprime Loan - Subprime loans are not just for people with less than perfect credit. While many subprime loans are used for people with not such good credit, many are also used for creative financing, unique situations, and for loans that dont meet traditional conforming guidelines (conforming loans are generally ... http://www.virginiahardmoney.com/?p=16 Should I get a fixed rate or an adjustable rate? Should I get a fixed rate or an adjustable rate? - Many mortgage loans have either a fixed interest rate or an adjustable interest rate. With a fixed-rate mortgage, the interest rate never changes and your payments remain stable throughout the ... http://www.virginiahardmoney.com/?p=6 Hard Money - A hard money loan is a specific type of financing in which a borrower receives funds based on the value of a specific parcel of commercial real estate. Hard money loans are typically issued at much higher interest rates than conventional commercial or residential property loans and ... http://www.virginiahardmoney.com/?p=3